Identity crime is a major issue in societies across the world. This type of crime creates a significant amount of profit for the offender, and can devastate a victim’s finances. Identify theft is a form of crime whereas the offender will assume the pre-existing identity of the victim in order to garner financial gain. This is done through the use of bank accounts and other financial institutions. There are various ways to protect yourself from becoming the victim of identity theft.
Always cover number when using an ATM
It is important to cover your number when using an ATM, and be aware of your surroundings at all times. This will prevent anyone from seeing your pin, stealing your card and using it. Moreover, check for any loose fixtures attached to the ATM. Increasingly popular, card skimmers can be attached to an ATM to record the pin and information of a card.
Be wary when receiving emails from financial institutions
Scammers will often send emails that are similar to the names of financial institutions asking for personal information. This is called phishing, and falling for this scam can result in offenders having your personal information needed to login to an online banking platform and stealing your money.
Ensure that your antivirus software is up to date
Antivirus software is a good defence against viruses that would steal information from your computer. These can include keyloggers, which record information that is typed into your computer.
These are some tips you can use to avoid being a victim of identity theft. They are relatively simple to follow, but effective in their cause. Identify theft can easily be committed by an offender, but just as easily be prevented. In following these tips, you reduce the likelihood of being a victim of identity theft significantly.