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Commons signs you have a cavity

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Let’s face it – no one likes going to the dentist. However, it’s hard to argue against going. Having your teeth checked at least once a year will ensure that your teeth remain healthy and more durable for longer. Tooth decay is one of the most common oral diseases in the world. It’s a condition that is often linked to poor diet, ineffective brushing and limited flossing.

A cavity is an area of permanent damage in your teeth, which is will it is so essential to prevent them as best as you can. If they aren’t treated early, you’ll end up with a more severe problem, like an abscess, infection and likely loss of a tooth. Here are some of the most common signs you might have a cavity or early tooth decay.

Toothache

A toothache is the most obvious sign that something is wrong with that tooth. Hopefully, it’s just a cavity, which can be easily treated by a dentist with a filling. However, it could be a sign of something more serious (like an infected nerve or pulp). This requires a root canal procedure. The pain could be a low ache or spontaneous and sharp. Either way, go and see your dentist to get it checked out.

Sensitivity

A sensitive tooth could be a sign that the enamel has worth away slightly, exposing other parts of the tooth, which can be vulnerable. If you notice your tooth is painful or sensitive to cold or warm beverages, consider switching to a toothpaste for sensitive teeth. If it persists, see a dentist.

Visible marks

A visible brown or black mark on a tooth is often a sign of a cavity. This staining could imply that a hole has formed in the tooth and that the inside is decaying. Even if you have no pain, it’s certainly worth getting it checked.

Chef’s secrets to cooking a perfect steak

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Nothing can impress someone more than a perfectly cooked steak, and there’s rarely anything that tastes better. But where so many people try, so many people also fail. Cooking a good steak is simple, but difficult to do.

This is how the chefs do it.

First off, take the steak out of the fridge and leave it for an hour, you should not cook it straight out of the fridge.

Secondly, pat the meat try before cooking.

Thirdly, season it excessively.

Fourth, get the pan hot, but not over-the-top hot.

Fifth, cook with garlic and butter for extra flavour.

Finally, heat it high at first to sear the outside, then move the temperature lower to a moderate heat for the middle. When cooking the steak, cook for 1 to 2 minutes until seared, then another minute till it is cooked halfway up the steak, then flip and cook for another minute.

And that’s all, the perfect steak. The cooking is of course contextual to how big the steak is, but the method generally works.

Enjoy.

Best Tech Stocks to Buy This Year

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Tech stocks are widely considered to be some of the best type of stocks to invest in. However, there are a lot of different tech companies that you can actually buy shares in, so that begs the question, which ones are the best to buy. Technology is certainly a rapidly changing industry, so if you don’t get on board with something quickly, you may miss the boat.

The best tech stocks to buy also depend on what type of investment you are looking for. Some people are just looking to ride the trends and make a quick buck, while others are looking for more long-term investments. The type of investment you want will determine which companies you invest in, i.e. new and emerging companies, or companies that are better known and established.

So, if you are looking to try your hand at stock investments and you like the idea of purchasing tech stocks, then have a read on below at some of the best tech related stocks you should consider buying in 2020:

Adobe

For a couple of years now, Adobe has been one of the best tech stocks to purchase. The company includes apps like Acrobat, Photoshop, InDesign, etc., which are really important pieces of software and is used by a significant amount of businesses as well. The stock itself is growing pretty fast, so if you have the funds, it is best to get on this stock sooner rather than later.

The Rubicon Project / Magnite

While you may not have heard of this company before and the stocks can be a little bit volatile at times, it is still certainly worth considering. This company works in the online advertising space. It has recently merged with another company called Telaria, so it is worth putting some of your money into this stock. This is the stock for you if you are looking at high risk, high reward kind of investment.

Microsoft Corp

If you are looking for more of a long term investment, then you really shouldn’t look past Microsoft. Now, that’s not to say they aren’t growing quickly, but this stock is a pretty stable one, so the risk is lower then some other tech stocks. Microsoft is probably one of the most highly recognized tech brands in the world. The company itself is expanding and making great investments, which are reflective in the growth of the stock as well.

AT&T

You have probably already heard of the communication company AT&T, it is a highly used brand. While it isn’t really growing at the same rate as some of the other tech stocks, it does pay a fairly sustainable dividend, which is worth looking into. Now would be the great time to purchase AT&T stocks because the company has taken a hit in 2020, but it is expected to bounce back.

Facebook

Although being in the spotlight for the wrong reasons more recently, Facebook is still a very valuable stock that you should consider buying. Facebook is one of the biggest social media platforms in the world and it is seeing considerable growth each and every year. The company is making smart investments, like purchasing another large social media platform, Instagram, which is boosting their stock prices.

Dell Technologies

Another reasonably big player in the tech market and the shares from Dell tend to be a pretty safe bet. Dell is diversifying their portfolio, which is why it is one of the best tech stocks to buy in 2020. Dell doesn’t just make and sell computers anymore, and they have a lot of new and interesting projects on the horizon.

How to assess the potential of a renovation project

It can be easy to be eager to start a new renovation project; however this can leave you spending money on something that may not actually have a lot of potential. When you’re out and about doing your home inspections looking for a potential new renovation project, there are some things that you should be looking out for, in order to assess the potential of property.

Here are some things to look for when assessing the potential of a renovation project.

Location is important

When looking for a new property, location is almost everything. Location will already determine its base value, and with renovations, a property in a good location could be worth a lot. Ensure that the property is within proximity to schools, shopping centres and other local amenities.

Look up the maximum value of the street

It is important to know the maximum value of the houses on the street. The reason for this is to know your return on investment once you have given the house its renovation makeover.

Look for defects

You must keep an eye out for any defects that the house contains. These can cost a lot to repair and may make the property not worth renovating. These are things such as repairing a roof, mould and missing tiles. If you are to purchase a property, always get a building and pest inspection done, in order to find any hidden defects that could be within the property.

A new renovation project is tempting, but when on the lookout for new properties, be sure to assess the potential properly by following the steps above, or you may end up spending more than what you will be making. Or you may be making a very low return on investment.

Why America has become so divided

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Beginning with president Trump’s legacy, America has much become more divided than ever. Racism has always been consistent in the nation since its founding, and slowly the country has progressed into a more accepting and embracing nation for people of all backgrounds, countries and cultures. However, the seed of hate has always been present and has stayed planted, albeit hidden for a long time.

However, president Trump’s reign from 2016 onwards helped to sow division and discourse throughout the country as those harboring hate began to show their true colors in politics, support and in the streets.

The Charlottesville protests was one of the worst demonstrations of this, as far-right protestors took to the streets to demonstrate their hate. This ended in fighting and the death of a counter-protestor at the hands of the far-right. Protests continued to express their views, both on the sides of the left and right. These usually ended in violence, with people losing their lives and sustaining injuries in the name of political expression.

The lack of condemnation by Washington at that time led to continued empowerment for racists and other bigots, as well as those holding views that opposed many others. These other issues included religion, immigration and climate change. As a result of the combination of these, America has become a divided nation in which neither side refuses to have a discussion or come to a middle ground.

The coronavirus pandemic helped to stir the pot and keep people home, which further increased tensions as those who didn’t believe in the lockdowns clashed with the government and those who believed in them. The rise of Black Lives Matter came on the backs of African Americans who were killed by police for trivial matters. This led to further racial tensions as protests erupted into violence and looting. One thing is for certain, America is as divided as it has ever been and does not seem to be getting better any time soon.

Top 5 most famous family law matters

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Family law cases generally revolve around divorces, custody arrangements, wills and estate disputes. For many celebrities and affluent families, a death or divorce can precipitate long-term legal battles and struggle. Let’s check out some of the most famous family law cases and why they occurred.

Bernie Ecclestone and Slavica Radic

Bernie Ecclestone is the former chief executive of the Formula One Group and is worth around $3.2 billion US as of 2020. Back in 2009, Ecclestone divorced his wife, Slavica, of 24 years. The settlement was worth a whopping $1.2 billion US.

Rupert Murdoch and Anna Torv

Australian-American media mogul, Rupert Murdoch, separated from his wife of 31 years, Anna Torv, in 1999. During their marriage, the couple had 3 children together. When the divorce was finalised in 1999, Torv reportedly received close to $1.7 billion US in the settlement. This figure included close to $110 million in cash.

Jeff Bezos and Mackenzie Bezos

Jeff Bezos, the owner of Amazon and the wealthiest person in the world, married Mackenzie Tuttle in 1993. They divorced in 2019 and in the process, Mackenzie Bezos received a record-breaking $38 billion. She has since pledged half of that money to charity.

J Howard Marshall and Anna Nicole Smith

J Howard Marshall was an American businessman who invested in the oil industry during the 20th century and made a fortune. In 1994, barely 14 months before his death, he married Anna Nicole Smith, a 26-year-old model when he was 89 years of age. Once he passed away in 1995, Nicole Smith claimed she had been pledged half of Marshall’s estate, worth more than $1.6 billion US. The court decided the case in her favour; however, Smith died in 2007. In 2011, a new trial was brought before a court, which Smith’s estate subsequently lost.

Howard Hughes

The enigmatic Howard Hughes famously left no will or final testament when he passed away in 1976. A handwritten note was uncovered that supposedly promised the estate to a random petrol station owner, who provided Hughes with a lift when stranded. The document did not stand up in court, however, meaning the petrol station owner received none of the $156 million estate. Eventually, Hughes’ estate was divided amongst his closest relatives.

Why citizens should care about politics

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Politics may not really be everyone’s cup of tea, but there are still a lot of different reasons as to why you should care about it. It may not be a fun or interesting topic to you, but it does have direct impacts on your life, so you should have at least some interest.

While the topic of politics is usually avoided, especially around the dinner table at Christmas time with the family, if you are able to have a healthy and constructive discussion, it should turn out okay. Politics can be quite divisive as people’s opinion on the matter is very subjective.

While in America, you don’t have to vote, it is still very important that you go and have your say. You may not think that your vote counts because you are just one of millions upon millions of people, but if you take a look back in the recent past, you would know just how close some states can get, and in those types of situations, every vote really does count.

So, have a read on below as to why you should still care about politics today:

It has an impact on how we live

While you may feel as though you are far removed from politics in your life, it still does have a pretty big influence on it. The decisions that politicians and the Government make will have a direct impact on your life. For example, aspects like national security, transport, child education, taxes, and so much more.

While you may not be able to see these results or changes instantly, it is a slow process. Although if you look back on your life 5 or 10 years ago, you would probably notice just how much things have really changed, and it was a result from something that politicians voted on and passed into law.

It makes you a more informed voter

As was touched on in the introduction, you don’t actually have to vote in America, but you probably should, because you vote does count. Although, if you are going to vote, it is important that you know who you are voting for and what they say they will do if and when they make it into office.

 

If you don’t follow politics at all, then you are probably just taking a shot in the dark. It doesn’t take that much time and effort to do a little reading and research to see what the candidates say they will do if elected. If you are just a little bit more informed then you know you will feel comfortable in the choice that you have made.

These people represent you and your voice

While the average Joe will not have a big enough voice to get other people’s attention on the issues that matter to them. The person you vote for will (hopefully) represent you and fight for the ideas and views that are similar to yours. These politicians are quite literally running our country so you want to ensure that you put the best people for the job in charge.

It’s fun to watch

While some may not think it’s too entertaining, and yes, some parts can be particularly boring, but there are other parts that can be quite fun. The perfect example is election-voting day, where you watch the news or follow the counting progress online. As well as this, there is always going to be hiccups along the way in campaigns, which is interesting to watch, and don’t forget about some of those entertaining negative campaign ads.

A beginner’s introduction into conveyancing

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Conveyancing is a very distinct, highly specialised area of Australian law. Indeed, conveyancers are responsible for the preparation of documents designed to transfer the legal title of a property from one entity to another. Generally, conveyancing consists of two phases: the exchange of the relevant contracts and the settlement. The settlement is when the legal title officially passes.

Purchasers of a land’s legal title are required to be notified of any restrictions on the land (in advance of the purchase). Furthermore, it remains a legal requirement for land contracts to be writing, and electronic contracts remain insufficient in most jurisdictions.

Surprisingly, you don’t need to be a lawyer to be a conveyancer; however, most conveyancers generally have a law degree. Purchasers of the property can perform their own conveyancing; however, this is usually not recommended. On average, the entire process takes around 4 to 6 weeks.

Daniel Calugar on Understanding Blockchain, Decentralized Applications, and Ethereum

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Blockchain is helpful for more than just managing digital currency. Decentralized applications, or smart contracts, also depend on distributed ledgers. In this article, data-driven investor Daniel Calugar outlines what blockchain is and how it can help your business.

A discussion about decentralized applications (dapps) should start with a primer about blockchain. With many innovative and disruptive technologies – AI, for example – the early stages of general adoption bring a flood of misinformation. Unfortunately, it is often promulgated by well-meaning marketing folks that lack more than a surface-level understanding of the topic; inaccurate descriptions and conflated terms muddy the waters.

Blockchain is based on the idea of a distributed ledger – a digital system that records transactions. The details of a transaction are simultaneously recorded at numerous places. There is no central data storage. Instead, the database exists among many participants across different geographical locations.

One of the most misunderstood aspects of the blockchain is its relationship to Bitcoin and other cryptocurrencies. Many people appear to see blockchain and cryptocurrency as the same thing. They are not.

One of the best ways to understand, or help others understand, the relationship between blockchain and cryptocurrency is to apply the parallels between a computer operating system and a piece of computer software. Blockchain is the technology that makes cryptocurrency possible, just like your computer’s OS makes running MS Word possible, but you wouldn’t say that running MS Word is the only thing your computer can do – let’s hope.

Dapps (sometimes called smart contracts) are digital applications or programs made feasible by blockchain technology. Dapps run on a distributed computing system; that’s not new technology. What makes dapps unique is they run on a blockchain network in a public open-source, decentralized environment. Thus, they are free from control and interference by any single authority.

The smart contract moniker for a dapp comes from the idea that these programs can prevent a transaction from being fully executed until both parties have agreed to the terms and conditions – thus, they offer more protection than a simple digital transaction.

You might say that dapps and cryptocurrency are cousins. This kinship is because they both require the decentralized and autonomous aspects of blockchain’s distributed ledger to work securely and effectively. In the case of Ether, the digital currency of the Ethereum community, this relationship is even closer and interdependent.

Ethereum is the community-built technology behind the cryptocurrency ether (ETH). ETH is a tradable digital token, global money, and the currency of Ethereum dapps. ETH is similar to Bitcoin in that you can invest in it, trade it, and buy stuff with it. Still, more than that, you can store computer code that you can use to power tamper-proof decentralized financial contracts and applications – dapps that run without any downtime, fraud, control, or interference from a third party.

While they are both digital currencies, Bitcoin was created as an alternative to national currencies and aspires to be a medium of exchange and a store of value. Ethereum, on the other hand, is intended as a platform to facilitate permanent, programmatic contracts and applications using ETH.

The number of ETH-powered smart contracts that businesses can use is growing every day. They fall mainly into the categories of finance, art and collectibles, gaming, and technology. Popular dapps for business include services such as lending, borrowing, earning interest, and facilitating payments with no personal data required.

About Daniel Calugar

Daniel Calugar is a versatile and experienced investor with a background in computer science, business, and law. He developed a passion for investing while working as a pension lawyer and leveraged his technical capabilities to write computer programs that helped him identify more profitable investment strategies. When Dan Calugar is not working, he enjoys spending time working out, being with friends and family, and volunteering with Angel Flight.

A brief historical overview of the Republican Party (GOP)

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The Republican Party, sometimes known as the Grand Old Party (or GOP for short), is one of the oldest political parties in the world and the second oldest in the United States of America (behind the Democratic Party).

Origins

The Republican Party was founded in 1854, forming from the disagreement over the Kansas-Nebraska Act and the proposed expansion of American slavery. Early ideological iterations of the GOP revolved around abolishing slavery and supporting business. One of the most acclaimed political leaders of all time, Abraham Lincoln, became the first Republican President of the United States when he was elected in 1860. During his tenure, the Party was critical in overseeing the end of the America Civil War and the abolition of slavery.

The ideological switch

Given the current ideational doctrine of the Republican Party, many political followers find it hard to discern why and how the Republican Party made such a big ideological switch. Up until the Civil Rights Act 1964, the Republicans had basically no foothold in the South. However, once the welfare state was expanded during the 1960s, the Republican Party’s core base shifted, as they found new support in the South. In contrast, the northern states became more reliably Democratic.

Presidential dominance

While the Democrats dominated the White House from 1933 to 1969, the Republican Party dominated from 1969 to 1993, under Presidents Nixon, Ford, Reagan and Bush Snr. Former-President Ronald Reagan was incredibly successful, dominating in both the 1980 and 1984 elections. In 1980, Reagan defeated the incumbent, President Carter, winning 489 electoral college votes to 49. Four years later, he would win another term in office with an even bigger electoral college margin, winning 525 votes to Walter Mondale’s 13. It remains one of the most lopsided election victories in US history.